Important information: Tracey Franco Collective calculators are general educational tools only. They do not take into account your objectives, financial situation or needs and do not provide financial product advice, personal financial advice, financial planning advice, taxation advice, legal advice or credit assistance. They do not recommend any particular financial product, loan, lender, offset account, repayment arrangement, refinancing strategy or investment. The calculators do not identify or rank any option as preferred, recommended, best, appropriate or suitable for the user. Any loan, interest-rate, repayment or offset scenarios are illustrative only and are not intended to promote or recommend a specific financial product, lender or provider. Results are estimates based on the figures and assumptions entered by the user. They may not reflect lender-specific policies, eligibility requirements, all fees and charges, comparison rates, future interest rates, changes in account balances or formal credit assessments. Calculator results should not be relied upon as an indication of borrowing capacity, loan approval, savings, interest reductions or future financial outcomes. Seek assistance from appropriately qualified financial, legal, taxation or credit professionals where required.
